Card/Pay's clients range from restaurants, retail stores, hotels, government agencies, e-commerce merchants, convenience stores, health care organizations, and attorneys. These clients process more than 90 million in credit and debit card volume and over 2.5 million transactions a year. Card/Pay's relationships extend to CardTronics with ATM's and Telecheck for Check acceptance services. Card/Pay is also powered by First Data for private label cards. This allows us to offer all solutions to our clients for card and check processing services. Card/Pay acts as an association for all of our clients to enhance the highest quality of payment processing services while lowering costs and pricing. Our goal is to add another level of relationship and service that is unparalleled in the industry. Combined with competitive pricing and direct relationship, Card/Pay can offer a comprehensive card payment processing program to our clients.