Automatic Finance is a sub-prime auto finance company serving independent auto dealerships. Automatic Finance is a sub-prime auto finance company serving independent auto dealerships. We are an independent consumer finance company that originates automobile loans indirectly by way of automobile dealers throughout the United States. We provide point of sale financing for borrowers with challanged financial credit histories. Our program assists dealers to maximize sales and increase cash flow. Additionally, our program helps customers obtain transportation while rebuilding their credit. Automatic Finance continues to expand its relationships with dealerships throughout the nation. We purchase contracts on a point of sale basis and acquire buy here pay here loans through portfolio acquisitions.